PNC Bank, FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by PNC Bank, FSB · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 5 | $553K | $111K | 4.2% |
| 541330 | Engineering Services | 3 | $110K | $37K | 2.5% |
| 541511 | Custom Computer Programming Services | 2 | $393K | $197K | 1.7% |
| 334416 | Capacitor, Resistor, Coil, Transformer, and Other Inductor Manufacturing | 2 | $229K | $115K | 1.7% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 2 | $165K | $83K | 1.7% |
| 541940 | Veterinary Services | 2 | $150K | $75K | 1.7% |
| 332813 | Electroplating, Plating, Polishing, Anodizing, and Coloring | 1 | $187K | $187K | 0.8% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 1 | $65K | $65K | 0.8% |
| 811192 | Car Washes | 1 | $400K | $400K | 0.8% |
| 236115 | New Single-Family Housing Construction (except For-Sale Builders) | 1 | $90K | $90K | 0.8% |
Geographic Distribution
SBA lending activity for PNC Bank, FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 114 | $12.0M | 95.8% |
| Massachusetts (MA) | 1 | $470K | 0.8% |
| Ohio (OH) | 2 | $426K | 1.7% |
| New Jersey (NJ) | 1 | $100K | 0.8% |
| Delaware (DE) | 1 | $80K | 0.8% |
Why Choose PNC Bank, FSB?
Based on SBA 7(a) lending track record from 1991-2006
- ✓Proven Track Record: 119 SBA loans approved, totaling $13.1M in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), Engineering Services, Custom Computer Programming Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 81 months
- ✓Loan Range: Loan sizes from $10K to $500K, with an average of $110K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in PA, OH, NJ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about PNC Bank, FSB SBA lending
What types of businesses does PNC Bank, FSB typically finance?
PNC Bank, FSB specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), engineering services, custom computer programming services, capacitor, resistor, coil, transformer, and other inductor manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are PNC Bank, FSB's typical SBA loan terms?
PNC Bank, FSB's SBA 7(a) loans typically feature an average interest rate of — and average term length of 81 months (approximately 7 years). Loan sizes range from $10K to $500K, with an average loan size of $110K.
Do I need a business valuation for a PNC Bank, FSB SBA loan?
Yes, PNC Bank, FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does PNC Bank, FSB compare to other SBA lenders?
PNC Bank, FSB has originated 119 SBA loans totaling $13.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does PNC Bank, FSB lend in?
PNC Bank, FSB provides SBA 7(a) financing with particularly strong presence in PA, OH, NJ, MA, DE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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