PNB Bancshares, Inc.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by PNB Bancshares, Inc. · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 1 | $136K | $136K | 100.0% |
Geographic Distribution
SBA lending activity for PNB Bancshares, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Tennessee (TN) | 1 | $136K | 100.0% |
Why Choose PNB Bancshares, Inc.?
Based on SBA 7(a) lending track record from 2008-2008
- ✓Proven Track Record: 1 SBA loans approved, totaling $136K in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $136K to $136K, with an average of $136K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about PNB Bancshares, Inc. SBA lending
What types of businesses does PNB Bancshares, Inc. typically finance?
PNB Bancshares, Inc. specializes in SBA 7(a) lending to specific industries including offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are PNB Bancshares, Inc.'s typical SBA loan terms?
PNB Bancshares, Inc.'s SBA 7(a) loans typically feature an average interest rate of — and average term length of 84 months (approximately 7 years). Loan sizes range from $136K to $136K, with an average loan size of $136K.
Do I need a business valuation for a PNB Bancshares, Inc. SBA loan?
Yes, PNB Bancshares, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does PNB Bancshares, Inc. compare to other SBA lenders?
PNB Bancshares, Inc. has originated 1 SBA loans totaling $136K since 2008. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does PNB Bancshares, Inc. lend in?
PNB Bancshares, Inc. provides SBA 7(a) financing with particularly strong presence in TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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