Pima FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Pima FCU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 10 | $27.1M | $2.7M | 13.0% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 4 | $1.5M | $382K | 5.2% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 4 | $2.4M | $593K | 5.2% |
| 423450 | Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers | 3 | $2.9M | $967K | 3.9% |
| 621310 | Offices of Chiropractors | 3 | $856K | $285K | 3.9% |
| 624410 | Child Care Services | 3 | $5.3M | $1.8M | 3.9% |
| 722511 | Full-Service Restaurants | 2 | $409K | $204K | 2.6% |
| 711510 | Independent Artists, Writers, and Performers | 2 | $260K | $130K | 2.6% |
| 541990 | All Other Professional, Scientific, and Technical Services | 2 | $4.3M | $2.2M | 2.6% |
| 811192 | Car Washes | 2 | $2.8M | $1.4M | 2.6% |
Geographic Distribution
SBA lending activity for Pima FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 67 | $52.8M | 87.0% |
| Michigan (MI) | 7 | $22.6M | 9.1% |
| Texas (TX) | 2 | $3.1M | 2.6% |
| California (CA) | 1 | $2.7M | 1.3% |
Why Choose Pima FCU?
Based on SBA 7(a) lending track record from 2009-2019
- ✓Proven Track Record: 77 SBA loans approved, totaling $81.2M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Lessors of Nonresidential Buildings (except Miniwarehouses), Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 6.01% with flexible term lengths averaging 205 months
- ✓Loan Range: Loan sizes from $65K to $5.0M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in AZ, MI, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Pima FCU SBA lending
What types of businesses does Pima FCU typically finance?
Pima FCU specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, lessors of nonresidential buildings (except miniwarehouses), offices of physicians (except mental health specialists), medical, dental, and hospital equipment and supplies merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Pima FCU's typical SBA loan terms?
Pima FCU's SBA 7(a) loans typically feature an average interest rate of 6.01% and average term length of 205 months (approximately 17 years). Loan sizes range from $65K to $5.0M, with an average loan size of $1.1M.
Do I need a business valuation for a Pima FCU SBA loan?
Yes, Pima FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Pima FCU compare to other SBA lenders?
Pima FCU has originated 77 SBA loans totaling $81.2M since 2009. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Pima FCU lend in?
Pima FCU provides SBA 7(a) financing with particularly strong presence in AZ, MI, TX, CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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