Orange County's Federal Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Orange County's Federal Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 237310 | Highway, Street, and Bridge Construction | 1 | $250K | $250K | 25.0% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $960K | $960K | 25.0% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $48K | $48K | 25.0% |
Geographic Distribution
SBA lending activity for Orange County's Federal Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 4 | $1.4M | 100.0% |
Why Choose Orange County's Federal Credit Union?
Based on SBA 7(a) lending track record from 2005-2010
- ✓Proven Track Record: 4 SBA loans approved, totaling $1.4M in financing
- ✓Industry Expertise: Specialized focus on Highway, Street, and Bridge Construction, All Other Miscellaneous Fabricated Metal Product Manufacturing, Drycleaning and Laundry Services (except Coin-Operated)
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 73 months
- ✓Loan Range: Loan sizes from $48K to $960K, with an average of $339K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Orange County's Federal Credit Union SBA lending
What types of businesses does Orange County's Federal Credit Union typically finance?
Orange County's Federal Credit Union specializes in SBA 7(a) lending to specific industries including highway, street, and bridge construction, all other miscellaneous fabricated metal product manufacturing, drycleaning and laundry services (except coin-operated). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Orange County's Federal Credit Union's typical SBA loan terms?
Orange County's Federal Credit Union's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 73 months (approximately 6 years). Loan sizes range from $48K to $960K, with an average loan size of $339K.
Do I need a business valuation for a Orange County's Federal Credit Union SBA loan?
Yes, Orange County's Federal Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Orange County's Federal Credit Union compare to other SBA lenders?
Orange County's Federal Credit Union has originated 4 SBA loans totaling $1.4M since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Orange County's Federal Credit Union lend in?
Orange County's Federal Credit Union provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.