OneWest Bank, A Division of
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by OneWest Bank, A Division of · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621111 | Offices of Physicians (except Mental Health Specialists) | 3 | $4.6M | $1.5M | 13.0% |
| 541940 | Veterinary Services | 2 | $2.4M | $1.2M | 8.7% |
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 1 | $1.1M | $1.1M | 4.3% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 1 | $1.1M | $1.1M | 4.3% |
| 621210 | Offices of Dentists | 1 | $2.0M | $2.0M | 4.3% |
| 611610 | Fine Arts Schools | 1 | $600K | $600K | 4.3% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $2.0M | $2.0M | 4.3% |
| 423860 | Transportation Equipment and Supplies (except Motor Vehicle) Merchant Wholesalers | 1 | $3.2M | $3.2M | 4.3% |
| 812210 | Funeral Homes and Funeral Services | 1 | $842K | $842K | 4.3% |
| 811111 | General Automotive Repair | 1 | $303K | $303K | 4.3% |
Geographic Distribution
SBA lending activity for OneWest Bank, A Division of by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 5 | $5.8M | 21.7% |
| New Jersey (NJ) | 1 | $3.8M | 4.3% |
| Virginia (VA) | 1 | $3.2M | 4.3% |
| North Carolina (NC) | 3 | $3.1M | 13.0% |
| Nevada (NV) | 1 | $2.7M | 4.3% |
| Texas (TX) | 3 | $2.4M | 13.0% |
| New York (NY) | 2 | $2.4M | 8.7% |
| Utah (UT) | 2 | $2.4M | 8.7% |
| Oklahoma (OK) | 2 | $1.8M | 8.7% |
| Pennsylvania (PA) | 1 | $1.1M | 4.3% |
| Vermont (VT) | 1 | $842K | 4.3% |
| Michigan (MI) | 1 | $386K | 4.3% |
Why Choose OneWest Bank, A Division of?
Based on SBA 7(a) lending track record from 2011-2013
- ✓Proven Track Record: 23 SBA loans approved, totaling $29.9M in financing
- ✓Industry Expertise: Specialized focus on Offices of Physicians (except Mental Health Specialists), Veterinary Services, Lessors of Miniwarehouses and Self-Storage Units
- ✓Competitive Terms: Average interest rate of 5.80% with flexible term lengths averaging 243 months
- ✓Loan Range: Loan sizes from $303K to $3.8M, with an average of $1.3M
- ✓Nationwide Reach: Active lending in 12 states, with strong presence in CA, NC, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about OneWest Bank, A Division of SBA lending
What types of businesses does OneWest Bank, A Division of typically finance?
OneWest Bank, A Division of specializes in SBA 7(a) lending to specific industries including offices of physicians (except mental health specialists), veterinary services, lessors of miniwarehouses and self-storage units, rv (recreational vehicle) parks and campgrounds. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are OneWest Bank, A Division of's typical SBA loan terms?
OneWest Bank, A Division of's SBA 7(a) loans typically feature an average interest rate of 5.80% and average term length of 243 months (approximately 20 years). Loan sizes range from $303K to $3.8M, with an average loan size of $1.3M.
Do I need a business valuation for a OneWest Bank, A Division of SBA loan?
Yes, OneWest Bank, A Division of typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does OneWest Bank, A Division of compare to other SBA lenders?
OneWest Bank, A Division of has originated 23 SBA loans totaling $29.9M since 2011. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does OneWest Bank, A Division of lend in?
OneWest Bank, A Division of provides SBA 7(a) financing with particularly strong presence in CA, NC, TX, OK, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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