One Bank of Tennessee
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by One Bank of Tennessee · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 327320 | Ready-Mix Concrete Manufacturing | 2 | $252K | $126K | 18.2% |
| 332710 | Machine Shops | 1 | $362K | $362K | 9.1% |
| 541990 | All Other Professional, Scientific, and Technical Services | 1 | $275K | $275K | 9.1% |
Geographic Distribution
SBA lending activity for One Bank of Tennessee by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Tennessee (TN) | 11 | $3.2M | 100.0% |
Why Choose One Bank of Tennessee?
Based on SBA 7(a) lending track record from 1991-2008
- ✓Proven Track Record: 11 SBA loans approved, totaling $3.2M in financing
- ✓Industry Expertise: Specialized focus on Ready-Mix Concrete Manufacturing, Machine Shops, All Other Professional, Scientific, and Technical Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 130 months
- ✓Loan Range: Loan sizes from $29K to $850K, with an average of $291K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about One Bank of Tennessee SBA lending
What types of businesses does One Bank of Tennessee typically finance?
One Bank of Tennessee specializes in SBA 7(a) lending to specific industries including ready-mix concrete manufacturing, machine shops, all other professional, scientific, and technical services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are One Bank of Tennessee's typical SBA loan terms?
One Bank of Tennessee's SBA 7(a) loans typically feature an average interest rate of — and average term length of 130 months (approximately 11 years). Loan sizes range from $29K to $850K, with an average loan size of $291K.
Do I need a business valuation for a One Bank of Tennessee SBA loan?
Yes, One Bank of Tennessee typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does One Bank of Tennessee compare to other SBA lenders?
One Bank of Tennessee has originated 11 SBA loans totaling $3.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does One Bank of Tennessee lend in?
One Bank of Tennessee provides SBA 7(a) financing with particularly strong presence in TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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