Oklahoma Capital Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Oklahoma Capital Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 213112 | Support Activities for Oil and Gas Operations | 8 | $40.0M | $5.0M | 50.0% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 8 | $10.1M | $1.3M | 50.0% |
Geographic Distribution
SBA lending activity for Oklahoma Capital Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 8 | $40.0M | 50.0% |
| Oklahoma (OK) | 8 | $10.1M | 50.0% |
Why Choose Oklahoma Capital Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 16 SBA loans approved, totaling $50.1M in financing
- ✓Industry Expertise: Specialized focus on Support Activities for Oil and Gas Operations, Offices of Physical, Occupational and Speech Therapists, and Audiologi
- ✓Competitive Terms: Average interest rate of 6.75% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $1.3M to $5.0M, with an average of $3.1M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Oklahoma Capital Bank SBA lending
What types of businesses does Oklahoma Capital Bank typically finance?
Oklahoma Capital Bank specializes in SBA 7(a) lending to specific industries including support activities for oil and gas operations, offices of physical, occupational and speech therapists, and audiologi. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Oklahoma Capital Bank's typical SBA loan terms?
Oklahoma Capital Bank's SBA 7(a) loans typically feature an average interest rate of 6.75% and average term length of 120 months (approximately 10 years). Loan sizes range from $1.3M to $5.0M, with an average loan size of $3.1M.
Do I need a business valuation for a Oklahoma Capital Bank SBA loan?
Yes, Oklahoma Capital Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Oklahoma Capital Bank compare to other SBA lenders?
Oklahoma Capital Bank has originated 16 SBA loans totaling $50.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Oklahoma Capital Bank lend in?
Oklahoma Capital Bank provides SBA 7(a) financing with particularly strong presence in TX, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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