NCB Financial Corporation
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by NCB Financial Corporation · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 2 | $1.1M | $550K | 20.0% |
| 811191 | Automotive Oil Change and Lubrication Shops | 1 | $360K | $360K | 10.0% |
Geographic Distribution
SBA lending activity for NCB Financial Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 2 | $1.3M | 20.0% |
| California (CA) | 2 | $700K | 20.0% |
| North Carolina (NC) | 1 | $550K | 10.0% |
| Maryland (MD) | 1 | $510K | 10.0% |
| Washington (WA) | 1 | $400K | 10.0% |
| Michigan (MI) | 1 | $360K | 10.0% |
| New Jersey (NJ) | 1 | $260K | 10.0% |
| Delaware (DE) | 1 | $150K | 10.0% |
Why Choose NCB Financial Corporation?
Based on SBA 7(a) lending track record from 2002-2006
- ✓Proven Track Record: 10 SBA loans approved, totaling $4.2M in financing
- ✓Industry Expertise: Specialized focus on Supermarkets and Other Grocery Retailers (except Convenience Retailers), Automotive Oil Change and Lubrication Shops
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 153 months
- ✓Loan Range: Loan sizes from $150K to $700K, with an average of $421K
- ✓Nationwide Reach: Active lending in 8 states, with strong presence in CA, PA, MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about NCB Financial Corporation SBA lending
What types of businesses does NCB Financial Corporation typically finance?
NCB Financial Corporation specializes in SBA 7(a) lending to specific industries including supermarkets and other grocery retailers (except convenience retailers), automotive oil change and lubrication shops. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are NCB Financial Corporation's typical SBA loan terms?
NCB Financial Corporation's SBA 7(a) loans typically feature an average interest rate of — and average term length of 153 months (approximately 13 years). Loan sizes range from $150K to $700K, with an average loan size of $421K.
Do I need a business valuation for a NCB Financial Corporation SBA loan?
Yes, NCB Financial Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does NCB Financial Corporation compare to other SBA lenders?
NCB Financial Corporation has originated 10 SBA loans totaling $4.2M since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does NCB Financial Corporation lend in?
NCB Financial Corporation provides SBA 7(a) financing with particularly strong presence in CA, PA, MD, WA, NJ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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