Meadows Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Meadows Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 311811 | Retail Bakeries | 99 | $40.9M | $413K | 11.3% |
| 624410 | Child Care Services | 83 | $175.0M | $2.1M | 9.5% |
| 722513 | Limited-Service Restaurants | 61 | $30.5M | $500K | 7.0% |
| 722511 | Full-Service Restaurants | 49 | $43.6M | $889K | 5.6% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 22 | $31.0M | $1.4M | 2.5% |
| 541110 | Offices of Lawyers | 17 | $13.9M | $819K | 1.9% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $5.6M | $349K | 1.8% |
| 621210 | Offices of Dentists | 15 | $9.0M | $603K | 1.7% |
| 812112 | Beauty Salons | 14 | $8.8M | $625K | 1.6% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 12 | $12.1M | $1.0M | 1.4% |
Geographic Distribution
SBA lending activity for Meadows Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nevada (NV) | 257 | $211.6M | 29.4% |
| Arizona (AZ) | 123 | $131.0M | 14.1% |
| California (CA) | 124 | $121.9M | 14.2% |
| Utah (UT) | 116 | $87.5M | 13.3% |
| Texas (TX) | 63 | $81.1M | 7.2% |
| Colorado (CO) | 44 | $41.6M | 5.0% |
| Georgia (GA) | 19 | $37.0M | 2.2% |
| Florida (FL) | 17 | $16.6M | 1.9% |
| North Carolina (NC) | 10 | $15.1M | 1.1% |
| Washington (WA) | 16 | $13.3M | 1.8% |
| Oregon (OR) | 11 | $11.0M | 1.3% |
| Illinois (IL) | 8 | $10.4M | 0.9% |
| New Mexico (NM) | 2 | $8.1M | 0.2% |
| Pennsylvania (PA) | 8 | $7.7M | 0.9% |
| Virginia (VA) | 3 | $6.0M | 0.3% |
| New York (NY) | 5 | $5.4M | 0.6% |
| Nebraska (NE) | 2 | $5.0M | 0.2% |
| Oklahoma (OK) | 3 | $4.6M | 0.3% |
| Kansas (KS) | 6 | $3.7M | 0.7% |
| Tennessee (TN) | 5 | $3.5M | 0.6% |
| Mississippi (MS) | 3 | $3.4M | 0.3% |
| Alabama (AL) | 3 | $3.1M | 0.3% |
| Ohio (OH) | 5 | $2.6M | 0.6% |
| Michigan (MI) | 5 | $2.3M | 0.6% |
| Idaho (ID) | 2 | $1.6M | 0.2% |
| Louisiana (LA) | 1 | $1.6M | 0.1% |
| Maryland (MD) | 4 | $1.6M | 0.5% |
| Missouri (MO) | 2 | $1.0M | 0.2% |
| Iowa (IA) | 2 | $982K | 0.2% |
| Minnesota (MN) | 1 | $591K | 0.1% |
| New Jersey (NJ) | 1 | $482K | 0.1% |
| Massachusetts (MA) | 1 | $301K | 0.1% |
| South Carolina (SC) | 1 | $261K | 0.1% |
Why Choose Meadows Bank?
Based on SBA 7(a) lending track record from 2010-2025
- ✓Proven Track Record: 873 SBA loans approved, totaling $842.1M in financing
- ✓Industry Expertise: Specialized focus on Retail Bakeries, Child Care Services, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.08% with flexible term lengths averaging 208 months
- ✓Loan Range: Loan sizes from $30K to $5.0M, with an average of $965K
- ✓Nationwide Reach: Active lending in 33 states, with strong presence in NV, CA, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Meadows Bank SBA lending
What types of businesses does Meadows Bank typically finance?
Meadows Bank specializes in SBA 7(a) lending to specific industries including retail bakeries, child care services, limited-service restaurants, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Meadows Bank's typical SBA loan terms?
Meadows Bank's SBA 7(a) loans typically feature an average interest rate of 6.08% and average term length of 208 months (approximately 17 years). Loan sizes range from $30K to $5.0M, with an average loan size of $965K.
Do I need a business valuation for a Meadows Bank SBA loan?
Yes, Meadows Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Meadows Bank compare to other SBA lenders?
Meadows Bank has originated 873 SBA loans totaling $842.1M since 2010. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Meadows Bank lend in?
Meadows Bank provides SBA 7(a) financing with particularly strong presence in NV, CA, AZ, UT, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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