Meadows Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Meadows Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 311811 | Retail Bakeries | 320 | $162.7M | $508K | 15.7% |
| 624410 | Child Day Care Services | 232 | $314.8M | $1.4M | 11.4% |
| 722513 | Limited-Service Restaurants | 128 | $67.0M | $523K | 6.3% |
| 722511 | Full-Service Restaurants | 88 | $84.2M | $956K | 4.3% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 80 | $32.9M | $411K | 3.9% |
| 713940 | Fitness and Recreational Sports Centers | 56 | $23.0M | $411K | 2.7% |
| 561431 | Private Mail Centers | 48 | $18.7M | $389K | 2.4% |
| 722410 | Drinking Places (Alcoholic Beverages) | 40 | $38.8M | $969K | 2.0% |
| 811111 | General Automotive Repair | 32 | $22.4M | $701K | 1.6% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 32 | $61.1M | $1.9M | 1.6% |
Geographic Distribution
SBA lending activity for Meadows Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 512 | $634.6M | 25.1% |
| California (CA) | 296 | $308.3M | 14.5% |
| Nevada (NV) | 336 | $262.5M | 16.5% |
| Texas (TX) | 128 | $181.2M | 6.3% |
| Utah (UT) | 232 | $174.5M | 11.4% |
| Oregon (OR) | 24 | $51.5M | 1.2% |
| Georgia (GA) | 48 | $41.4M | 2.4% |
| North Carolina (NC) | 48 | $40.0M | 2.4% |
| Florida (FL) | 80 | $32.0M | 3.9% |
| Colorado (CO) | 32 | $26.5M | 1.6% |
| New Mexico (NM) | 8 | $25.4M | 0.4% |
| Washington (WA) | 40 | $21.7M | 2.0% |
| Illinois (IL) | 32 | $16.3M | 1.6% |
| Pennsylvania (PA) | 32 | $15.8M | 1.6% |
| Ohio (OH) | 24 | $14.1M | 1.2% |
| Idaho (ID) | 16 | $13.2M | 0.8% |
| Michigan (MI) | 24 | $13.2M | 1.2% |
| Maryland (MD) | 24 | $9.9M | 1.2% |
| Tennessee (TN) | 16 | $9.0M | 0.8% |
| Iowa (IA) | 16 | $7.9M | 0.8% |
| Kansas (KS) | 16 | $5.1M | 0.8% |
| Virginia (VA) | 8 | $5.0M | 0.4% |
| Minnesota (MN) | 8 | $4.7M | 0.4% |
| New Jersey (NJ) | 8 | $3.9M | 0.4% |
| New York (NY) | 8 | $3.2M | 0.4% |
| Alabama (AL) | 8 | $3.0M | 0.4% |
| Oklahoma (OK) | 8 | $2.5M | 0.4% |
| South Carolina (SC) | 8 | $2.1M | 0.4% |
Why Choose Meadows Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 2,040 SBA loans approved, totaling $1.93B in financing
- ✓Industry Expertise: Specialized focus on Retail Bakeries, Child Day Care Services, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.72% with flexible term lengths averaging 202 months
- ✓Loan Range: Loan sizes from $66K to $5.0M, with an average of $945K
- ✓Nationwide Reach: Active lending in 28 states, with strong presence in AZ, NV, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Meadows Bank SBA lending
What types of businesses does Meadows Bank typically finance?
Meadows Bank specializes in SBA 7(a) lending to specific industries including retail bakeries, child day care services, limited-service restaurants, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Meadows Bank's typical SBA loan terms?
Meadows Bank's SBA 7(a) loans typically feature an average interest rate of 6.72% and average term length of 202 months (approximately 17 years). Loan sizes range from $66K to $5.0M, with an average loan size of $945K.
Do I need a business valuation for a Meadows Bank SBA loan?
Yes, Meadows Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Meadows Bank compare to other SBA lenders?
Meadows Bank has originated 2,040 SBA loans totaling $1.93B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Meadows Bank lend in?
Meadows Bank provides SBA 7(a) financing with particularly strong presence in AZ, NV, CA, UT, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.