Liberty Bank, FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Liberty Bank, FSB · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 523910 | Miscellaneous Intermediation | 3 | $700K | $233K | 2.7% |
| 624410 | Child Care Services | 3 | $185K | $62K | 2.7% |
| 621310 | Offices of Chiropractors | 3 | $317K | $106K | 2.7% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 3 | $375K | $125K | 2.7% |
| 812112 | Beauty Salons | 2 | $92K | $46K | 1.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $215K | $108K | 1.8% |
| 541921 | Photography Studios, Portrait | 2 | $282K | $141K | 1.8% |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 | $4.0M | $2.0M | 1.8% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 2 | $45K | $22K | 1.8% |
| 238990 | All Other Specialty Trade Contractors | 2 | $1.6M | $790K | 1.8% |
Geographic Distribution
SBA lending activity for Liberty Bank, FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Iowa (IA) | 104 | $26.4M | 94.5% |
| Nebraska (NE) | 3 | $617K | 2.7% |
| Florida (FL) | 2 | $561K | 1.8% |
| Missouri (MO) | 1 | $290K | 0.9% |
Why Choose Liberty Bank, FSB?
Based on SBA 7(a) lending track record from 1991-2012
- ✓Proven Track Record: 110 SBA loans approved, totaling $27.9M in financing
- ✓Industry Expertise: Specialized focus on Miscellaneous Intermediation, Child Care Services, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of 5.87% with flexible term lengths averaging 97 months
- ✓Loan Range: Loan sizes from $14K to $2.0M, with an average of $253K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in IA, NE, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Liberty Bank, FSB SBA lending
What types of businesses does Liberty Bank, FSB typically finance?
Liberty Bank, FSB specializes in SBA 7(a) lending to specific industries including miscellaneous intermediation, child care services, offices of chiropractors, poured concrete foundation and structure contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Liberty Bank, FSB's typical SBA loan terms?
Liberty Bank, FSB's SBA 7(a) loans typically feature an average interest rate of 5.87% and average term length of 97 months (approximately 8 years). Loan sizes range from $14K to $2.0M, with an average loan size of $253K.
Do I need a business valuation for a Liberty Bank, FSB SBA loan?
Yes, Liberty Bank, FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Liberty Bank, FSB compare to other SBA lenders?
Liberty Bank, FSB has originated 110 SBA loans totaling $27.9M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Liberty Bank, FSB lend in?
Liberty Bank, FSB provides SBA 7(a) financing with particularly strong presence in IA, NE, FL, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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