Kish Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Kish Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 611511 | Cosmetology and Barber Schools | 8 | $4.6M | $572K | 100.0% |
Geographic Distribution
SBA lending activity for Kish Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 8 | $4.6M | 100.0% |
Why Choose Kish Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $4.6M in financing
- ✓Industry Expertise: Specialized focus on Cosmetology and Barber Schools
- ✓Competitive Terms: Average interest rate of 10.50% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $572K to $572K, with an average of $572K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Kish Bank SBA lending
What types of businesses does Kish Bank typically finance?
Kish Bank specializes in SBA 7(a) lending to specific industries including cosmetology and barber schools. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Kish Bank's typical SBA loan terms?
Kish Bank's SBA 7(a) loans typically feature an average interest rate of 10.50% and average term length of 120 months (approximately 10 years). Loan sizes range from $572K to $572K, with an average loan size of $572K.
Do I need a business valuation for a Kish Bank SBA loan?
Yes, Kish Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Kish Bank compare to other SBA lenders?
Kish Bank has originated 8 SBA loans totaling $4.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Kish Bank lend in?
Kish Bank provides SBA 7(a) financing with particularly strong presence in PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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