Kish Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Kish Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 3 | $468K | $156K | 6.1% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 3 | $515K | $172K | 6.1% |
| 811111 | General Automotive Repair | 3 | $152K | $51K | 6.1% |
| 561431 | Private Mail Centers | 2 | $80K | $40K | 4.1% |
| 238160 | Roofing Contractors | 2 | $72K | $36K | 4.1% |
| 484122 | General Freight Trucking, Long-Distance, Less Than Truckload | 2 | $89K | $44K | 4.1% |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 1 | $115K | $115K | 2.0% |
| 339950 | Sign Manufacturing | 1 | $30K | $30K | 2.0% |
| 444120 | Paint and Wallpaper Retailers | 1 | $75K | $75K | 2.0% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 1 | $25K | $25K | 2.0% |
Geographic Distribution
SBA lending activity for Kish Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 49 | $6.3M | 100.0% |
Why Choose Kish Bank?
Based on SBA 7(a) lending track record from 1993-2025
- ✓Proven Track Record: 49 SBA loans approved, totaling $6.3M in financing
- ✓Industry Expertise: Specialized focus on Car Washes, Offices of Physicians (except Mental Health Specialists), General Automotive Repair
- ✓Competitive Terms: Average interest rate of 7.75% with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $4K to $572K, with an average of $129K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Kish Bank SBA lending
What types of businesses does Kish Bank typically finance?
Kish Bank specializes in SBA 7(a) lending to specific industries including car washes, offices of physicians (except mental health specialists), general automotive repair, private mail centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Kish Bank's typical SBA loan terms?
Kish Bank's SBA 7(a) loans typically feature an average interest rate of 7.75% and average term length of 95 months (approximately 8 years). Loan sizes range from $4K to $572K, with an average loan size of $129K.
Do I need a business valuation for a Kish Bank SBA loan?
Yes, Kish Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Kish Bank compare to other SBA lenders?
Kish Bank has originated 49 SBA loans totaling $6.3M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Kish Bank lend in?
Kish Bank provides SBA 7(a) financing with particularly strong presence in PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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