Investar Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Investar Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 5 | $365K | $73K | 9.8% |
| 811111 | General Automotive Repair | 2 | $765K | $383K | 3.9% |
| 327320 | Ready-Mix Concrete Manufacturing | 2 | $170K | $85K | 3.9% |
| 327331 | Concrete Block and Brick Manufacturing | 2 | $2.4M | $1.2M | 3.9% |
| 541511 | Custom Computer Programming Services | 1 | $200K | $200K | 2.0% |
| 335311 | Power, Distribution, and Specialty Transformer Manufacturing | 1 | $70K | $70K | 2.0% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $82K | $82K | 2.0% |
| 541380 | Testing Laboratories and Services | 1 | $126K | $126K | 2.0% |
| 722513 | Limited-Service Restaurants | 1 | $1.4M | $1.4M | 2.0% |
| 541110 | Offices of Lawyers | 1 | $35K | $35K | 2.0% |
Geographic Distribution
SBA lending activity for Investar Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 40 | $9.4M | 78.4% |
| Louisiana (LA) | 6 | $807K | 11.8% |
| Alabama (AL) | 5 | $780K | 9.8% |
Why Choose Investar Bank, National Association?
Based on SBA 7(a) lending track record from 1991-2020
- ✓Proven Track Record: 51 SBA loans approved, totaling $11.0M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors, General Automotive Repair, Ready-Mix Concrete Manufacturing
- ✓Competitive Terms: Average interest rate of 6.05% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $25K to $1.4M, with an average of $215K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in TX, LA, AL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Investar Bank, National Association SBA lending
What types of businesses does Investar Bank, National Association typically finance?
Investar Bank, National Association specializes in SBA 7(a) lending to specific industries including offices of chiropractors, general automotive repair, ready-mix concrete manufacturing, concrete block and brick manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Investar Bank, National Association's typical SBA loan terms?
Investar Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 6.05% and average term length of 100 months (approximately 8 years). Loan sizes range from $25K to $1.4M, with an average loan size of $215K.
Do I need a business valuation for a Investar Bank, National Association SBA loan?
Yes, Investar Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Investar Bank, National Association compare to other SBA lenders?
Investar Bank, National Association has originated 51 SBA loans totaling $11.0M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Investar Bank, National Association lend in?
Investar Bank, National Association provides SBA 7(a) financing with particularly strong presence in TX, LA, AL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.