Intermountain Community Bancorp
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Intermountain Community Bancorp · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 213111 | Drilling Oil and Gas Wells | 1 | $150K | $150K | 50.0% |
| 621210 | Offices of Dentists | 1 | $100K | $100K | 50.0% |
Geographic Distribution
SBA lending activity for Intermountain Community Bancorp by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Idaho (ID) | 2 | $250K | 100.0% |
Why Choose Intermountain Community Bancorp?
Based on SBA 7(a) lending track record from 2003-2003
- ✓Proven Track Record: 2 SBA loans approved, totaling $250K in financing
- ✓Industry Expertise: Specialized focus on Drilling Oil and Gas Wells, Offices of Dentists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 72 months
- ✓Loan Range: Loan sizes from $100K to $150K, with an average of $125K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in ID
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Intermountain Community Bancorp SBA lending
What types of businesses does Intermountain Community Bancorp typically finance?
Intermountain Community Bancorp specializes in SBA 7(a) lending to specific industries including drilling oil and gas wells, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Intermountain Community Bancorp's typical SBA loan terms?
Intermountain Community Bancorp's SBA 7(a) loans typically feature an average interest rate of — and average term length of 72 months (approximately 6 years). Loan sizes range from $100K to $150K, with an average loan size of $125K.
Do I need a business valuation for a Intermountain Community Bancorp SBA loan?
Yes, Intermountain Community Bancorp typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Intermountain Community Bancorp compare to other SBA lenders?
Intermountain Community Bancorp has originated 2 SBA loans totaling $250K since 2003. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Intermountain Community Bancorp lend in?
Intermountain Community Bancorp provides SBA 7(a) financing with particularly strong presence in ID. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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