HAPO Community CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by HAPO Community CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 15 | $4.1M | $274K | 6.4% |
| 722511 | Full-Service Restaurants | 10 | $685K | $69K | 4.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 8 | $1.5M | $189K | 3.4% |
| 621310 | Offices of Chiropractors | 8 | $586K | $73K | 3.4% |
| 811111 | General Automotive Repair | 6 | $746K | $124K | 2.6% |
| 238990 | All Other Specialty Trade Contractors | 6 | $340K | $57K | 2.6% |
| 238910 | Site Preparation Contractors | 6 | $1.7M | $283K | 2.6% |
| 236220 | Commercial and Institutional Building Construction | 5 | $165K | $33K | 2.1% |
| 722513 | Limited-Service Restaurants | 5 | $442K | $88K | 2.1% |
| 236210 | Industrial Building Construction | 4 | $325K | $81K | 1.7% |
Geographic Distribution
SBA lending activity for HAPO Community CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 233 | $31.1M | 100.0% |
Why Choose HAPO Community CU?
Based on SBA 7(a) lending track record from 1996-2025
- ✓Proven Track Record: 233 SBA loans approved, totaling $31.1M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Full-Service Restaurants, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 6.04% with flexible term lengths averaging 75 months
- ✓Loan Range: Loan sizes from $10K to $1.1M, with an average of $133K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about HAPO Community CU SBA lending
What types of businesses does HAPO Community CU typically finance?
HAPO Community CU specializes in SBA 7(a) lending to specific industries including offices of dentists, full-service restaurants, offices of physicians (except mental health specialists), offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are HAPO Community CU's typical SBA loan terms?
HAPO Community CU's SBA 7(a) loans typically feature an average interest rate of 6.04% and average term length of 75 months (approximately 6 years). Loan sizes range from $10K to $1.1M, with an average loan size of $133K.
Do I need a business valuation for a HAPO Community CU SBA loan?
Yes, HAPO Community CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does HAPO Community CU compare to other SBA lenders?
HAPO Community CU has originated 233 SBA loans totaling $31.1M since 1996. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does HAPO Community CU lend in?
HAPO Community CU provides SBA 7(a) financing with particularly strong presence in WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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