Gulf Coast Bancshares Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Gulf Coast Bancshares Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 622210 | Psychiatric and Substance Abuse Hospitals | 1 | $70K | $70K | 33.3% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $230K | $230K | 33.3% |
Geographic Distribution
SBA lending activity for Gulf Coast Bancshares Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 3 | $340K | 100.0% |
Why Choose Gulf Coast Bancshares Inc?
Based on SBA 7(a) lending track record from 1998-2000
- ✓Proven Track Record: 3 SBA loans approved, totaling $340K in financing
- ✓Industry Expertise: Specialized focus on Psychiatric and Substance Abuse Hospitals, Supermarkets and Other Grocery Retailers (except Convenience Retailers)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 83 months
- ✓Loan Range: Loan sizes from $40K to $230K, with an average of $113K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Gulf Coast Bancshares Inc SBA lending
What types of businesses does Gulf Coast Bancshares Inc typically finance?
Gulf Coast Bancshares Inc specializes in SBA 7(a) lending to specific industries including psychiatric and substance abuse hospitals, supermarkets and other grocery retailers (except convenience retailers). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Gulf Coast Bancshares Inc's typical SBA loan terms?
Gulf Coast Bancshares Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 83 months (approximately 7 years). Loan sizes range from $40K to $230K, with an average loan size of $113K.
Do I need a business valuation for a Gulf Coast Bancshares Inc SBA loan?
Yes, Gulf Coast Bancshares Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Gulf Coast Bancshares Inc compare to other SBA lenders?
Gulf Coast Bancshares Inc has originated 3 SBA loans totaling $340K since 1998. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Gulf Coast Bancshares Inc lend in?
Gulf Coast Bancshares Inc provides SBA 7(a) financing with particularly strong presence in LA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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