Greater Bay Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Greater Bay Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 11 | $4.8M | $437K | 12.8% |
| 541940 | Veterinary Services | 10 | $6.2M | $622K | 11.6% |
| 624410 | Child Care Services | 3 | $1.6M | $549K | 3.5% |
| 811111 | General Automotive Repair | 3 | $690K | $230K | 3.5% |
| 561320 | Temporary Help Services | 2 | $1.1M | $525K | 2.3% |
| 238990 | All Other Specialty Trade Contractors | 2 | $492K | $246K | 2.3% |
| 561492 | Court Reporting and Stenotype Services | 2 | $200K | $100K | 2.3% |
| 238140 | Masonry Contractors | 1 | $748K | $748K | 1.2% |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 1 | $270K | $270K | 1.2% |
| 237310 | Highway, Street, and Bridge Construction | 1 | $1.2M | $1.2M | 1.2% |
Geographic Distribution
SBA lending activity for Greater Bay Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 69 | $26.2M | 80.2% |
| Florida (FL) | 2 | $3.1M | 2.3% |
| New York (NY) | 3 | $1.7M | 3.5% |
| Pennsylvania (PA) | 1 | $922K | 1.2% |
| Washington (WA) | 2 | $663K | 2.3% |
| Colorado (CO) | 2 | $631K | 2.3% |
| Virginia (VA) | 1 | $450K | 1.2% |
| Illinois (IL) | 1 | $438K | 1.2% |
| Vermont (VT) | 1 | $397K | 1.2% |
| Massachusetts (MA) | 1 | $350K | 1.2% |
| Oregon (OR) | 1 | $296K | 1.2% |
| Connecticut (CT) | 1 | $216K | 1.2% |
| Maine (ME) | 1 | $198K | 1.2% |
Why Choose Greater Bay Bank, National Association?
Based on SBA 7(a) lending track record from 2004-2008
- ✓Proven Track Record: 86 SBA loans approved, totaling $35.5M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Veterinary Services, Child Care Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 165 months
- ✓Loan Range: Loan sizes from $50K to $1.9M, with an average of $413K
- ✓Nationwide Reach: Active lending in 13 states, with strong presence in CA, NY, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Greater Bay Bank, National Association SBA lending
What types of businesses does Greater Bay Bank, National Association typically finance?
Greater Bay Bank, National Association specializes in SBA 7(a) lending to specific industries including offices of dentists, veterinary services, child care services, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Greater Bay Bank, National Association's typical SBA loan terms?
Greater Bay Bank, National Association's SBA 7(a) loans typically feature an average interest rate of — and average term length of 165 months (approximately 14 years). Loan sizes range from $50K to $1.9M, with an average loan size of $413K.
Do I need a business valuation for a Greater Bay Bank, National Association SBA loan?
Yes, Greater Bay Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Greater Bay Bank, National Association compare to other SBA lenders?
Greater Bay Bank, National Association has originated 86 SBA loans totaling $35.5M since 2004. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Greater Bay Bank, National Association lend in?
Greater Bay Bank, National Association provides SBA 7(a) financing with particularly strong presence in CA, NY, FL, CO, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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