Goppert Financial Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Goppert Financial Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 1 | $20K | $20K | 16.7% |
| 624410 | Child Care Services | 1 | $90K | $90K | 16.7% |
| 449129 | All Other Home Furnishings Retailers | 1 | $345K | $345K | 16.7% |
| 531320 | Offices of Real Estate Appraisers | 1 | $40K | $40K | 16.7% |
| 311511 | Fluid Milk Manufacturing | 1 | $100K | $100K | 16.7% |
Geographic Distribution
SBA lending activity for Goppert Financial Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 6 | $745K | 100.0% |
Why Choose Goppert Financial Bank?
Based on SBA 7(a) lending track record from 2002-2022
- ✓Proven Track Record: 6 SBA loans approved, totaling $745K in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Child Care Services, All Other Home Furnishings Retailers
- ✓Competitive Terms: Average interest rate of 4.63% with flexible term lengths averaging 176 months
- ✓Loan Range: Loan sizes from $20K to $345K, with an average of $124K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Goppert Financial Bank SBA lending
What types of businesses does Goppert Financial Bank typically finance?
Goppert Financial Bank specializes in SBA 7(a) lending to specific industries including beauty salons, child care services, all other home furnishings retailers, offices of real estate appraisers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Goppert Financial Bank's typical SBA loan terms?
Goppert Financial Bank's SBA 7(a) loans typically feature an average interest rate of 4.63% and average term length of 176 months (approximately 15 years). Loan sizes range from $20K to $345K, with an average loan size of $124K.
Do I need a business valuation for a Goppert Financial Bank SBA loan?
Yes, Goppert Financial Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Goppert Financial Bank compare to other SBA lenders?
Goppert Financial Bank has originated 6 SBA loans totaling $745K since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Goppert Financial Bank lend in?
Goppert Financial Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.