Georgia Community Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Georgia Community Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812210 | Funeral Homes and Funeral Services | 2 | $1.4M | $690K | 7.7% |
| 624410 | Child Care Services | 2 | $1.5M | $735K | 7.7% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 1 | $296K | $296K | 3.8% |
| 441110 | New Car Dealers | 1 | $400K | $400K | 3.8% |
| 115114 | Postharvest Crop Activities (except Cotton Ginning) | 1 | $2.9M | $2.9M | 3.8% |
| 424720 | Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals) | 1 | $600K | $600K | 3.8% |
| 324191 | Petroleum Lubricating Oil and Grease Manufacturing | 1 | $1.0M | $1.0M | 3.8% |
| 237130 | Power and Communication Line and Related Structures Construction | 1 | $499K | $499K | 3.8% |
| 541940 | Veterinary Services | 1 | $200K | $200K | 3.8% |
| 623312 | Assisted Living Facilities for the Elderly | 1 | $895K | $895K | 3.8% |
Geographic Distribution
SBA lending activity for Georgia Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 26 | $18.6M | 100.0% |
Why Choose Georgia Community Bank?
Based on SBA 7(a) lending track record from 1992-2024
- ✓Proven Track Record: 26 SBA loans approved, totaling $18.6M in financing
- ✓Industry Expertise: Specialized focus on Funeral Homes and Funeral Services, Child Care Services, Snack and Nonalcoholic Beverage Bars
- ✓Competitive Terms: Average interest rate of 6.44% with flexible term lengths averaging 166 months
- ✓Loan Range: Loan sizes from $22K to $2.9M, with an average of $717K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Georgia Community Bank SBA lending
What types of businesses does Georgia Community Bank typically finance?
Georgia Community Bank specializes in SBA 7(a) lending to specific industries including funeral homes and funeral services, child care services, snack and nonalcoholic beverage bars, new car dealers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Georgia Community Bank's typical SBA loan terms?
Georgia Community Bank's SBA 7(a) loans typically feature an average interest rate of 6.44% and average term length of 166 months (approximately 14 years). Loan sizes range from $22K to $2.9M, with an average loan size of $717K.
Do I need a business valuation for a Georgia Community Bank SBA loan?
Yes, Georgia Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Georgia Community Bank compare to other SBA lenders?
Georgia Community Bank has originated 26 SBA loans totaling $18.6M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Georgia Community Bank lend in?
Georgia Community Bank provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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