FNB South
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by FNB South · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 115210 | Support Activities for Animal Production | 9 | $8.2M | $913K | 8.6% |
| 112310 | Chicken Egg Production | 8 | $10.8M | $1.3M | 7.6% |
| 112320 | Broilers and Other Meat Type Chicken Production | 5 | $4.3M | $852K | 4.8% |
| 112210 | Hog and Pig Farming | 3 | $243K | $81K | 2.9% |
| 311611 | Animal (except Poultry) Slaughtering | 3 | $3.3M | $1.1M | 2.9% |
| 721110 | Hotels (except Casino Hotels) and Motels | 3 | $2.9M | $975K | 2.9% |
| 812112 | Beauty Salons | 2 | $100K | $50K | 1.9% |
| 115114 | Postharvest Crop Activities (except Cotton Ginning) | 2 | $4.8M | $2.4M | 1.9% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 2 | $242K | $121K | 1.9% |
| 623110 | Nursing Care Facilities (Skilled Nursing Facilities) | 1 | $585K | $585K | 1.0% |
Geographic Distribution
SBA lending activity for FNB South by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 97 | $60.2M | 92.4% |
| Florida (FL) | 7 | $8.5M | 6.7% |
| Alabama (AL) | 1 | $802K | 1.0% |
Why Choose FNB South?
Based on SBA 7(a) lending track record from 1992-2022
- ✓Proven Track Record: 105 SBA loans approved, totaling $69.5M in financing
- ✓Industry Expertise: Specialized focus on Support Activities for Animal Production, Chicken Egg Production, Broilers and Other Meat Type Chicken Production
- ✓Competitive Terms: Average interest rate of 5.89% with flexible term lengths averaging 151 months
- ✓Loan Range: Loan sizes from $16K to $5.0M, with an average of $662K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in GA, FL, AL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about FNB South SBA lending
What types of businesses does FNB South typically finance?
FNB South specializes in SBA 7(a) lending to specific industries including support activities for animal production, chicken egg production, broilers and other meat type chicken production, hog and pig farming. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are FNB South's typical SBA loan terms?
FNB South's SBA 7(a) loans typically feature an average interest rate of 5.89% and average term length of 151 months (approximately 13 years). Loan sizes range from $16K to $5.0M, with an average loan size of $662K.
Do I need a business valuation for a FNB South SBA loan?
Yes, FNB South typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does FNB South compare to other SBA lenders?
FNB South has originated 105 SBA loans totaling $69.5M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does FNB South lend in?
FNB South provides SBA 7(a) financing with particularly strong presence in GA, FL, AL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.