First Security Bank of Deer Lodge
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Security Bank of Deer Lodge · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 327320 | Ready-Mix Concrete Manufacturing | 1 | $55K | $55K | 14.3% |
| 541940 | Veterinary Services | 1 | $100K | $100K | 14.3% |
| 811111 | General Automotive Repair | 1 | $69K | $69K | 14.3% |
Geographic Distribution
SBA lending activity for First Security Bank of Deer Lodge by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 7 | $1.7M | 100.0% |
Why Choose First Security Bank of Deer Lodge?
Based on SBA 7(a) lending track record from 1992-2014
- ✓Proven Track Record: 7 SBA loans approved, totaling $1.7M in financing
- ✓Industry Expertise: Specialized focus on Ready-Mix Concrete Manufacturing, Veterinary Services, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 5.50% with flexible term lengths averaging 132 months
- ✓Loan Range: Loan sizes from $55K to $950K, with an average of $241K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Security Bank of Deer Lodge SBA lending
What types of businesses does First Security Bank of Deer Lodge typically finance?
First Security Bank of Deer Lodge specializes in SBA 7(a) lending to specific industries including ready-mix concrete manufacturing, veterinary services, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Security Bank of Deer Lodge's typical SBA loan terms?
First Security Bank of Deer Lodge's SBA 7(a) loans typically feature an average interest rate of 5.50% and average term length of 132 months (approximately 11 years). Loan sizes range from $55K to $950K, with an average loan size of $241K.
Do I need a business valuation for a First Security Bank of Deer Lodge SBA loan?
Yes, First Security Bank of Deer Lodge typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Security Bank of Deer Lodge compare to other SBA lenders?
First Security Bank of Deer Lodge has originated 7 SBA loans totaling $1.7M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Security Bank of Deer Lodge lend in?
First Security Bank of Deer Lodge provides SBA 7(a) financing with particularly strong presence in MT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Certified valuations are often required for SBA loans over $250,000.
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