First Northern Bank of Dixon
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Northern Bank of Dixon
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541110 | Offices of Lawyers | 8 | $1.1M | $139K | 100.0% |
Geographic Distribution
SBA lending activity for First Northern Bank of Dixon by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 8 | $1.1M | 100.0% |
Why Choose First Northern Bank of Dixon?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $1.1M in financing
- ✓Industry Expertise: Specialized focus on Offices of Lawyers
- ✓Competitive Terms: Average interest rate of 5.00% with flexible term lengths averaging 300 months
- ✓Loan Range: Loan sizes from $139K to $139K, with an average of $139K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Northern Bank of Dixon SBA lending
What types of businesses does First Northern Bank of Dixon typically finance?
First Northern Bank of Dixon specializes in SBA 7(a) lending to specific industries including offices of lawyers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Northern Bank of Dixon's typical SBA loan terms?
First Northern Bank of Dixon's SBA 7(a) loans typically feature an average interest rate of 5.00% and average term length of 300 months (approximately 25 years). Loan sizes range from $139K to $139K, with an average loan size of $139K.
Do I need a business valuation for a First Northern Bank of Dixon SBA loan?
Yes, First Northern Bank of Dixon typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Northern Bank of Dixon compare to other SBA lenders?
First Northern Bank of Dixon has originated 8 SBA loans totaling $1.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Northern Bank of Dixon lend in?
First Northern Bank of Dixon provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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