First Foundation Bank
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by First Foundation Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 12 | $5.7M | $477K | 5.5% |
| 722513 | Limited-Service Restaurants | 12 | $4.2M | $347K | 5.5% |
| 722511 | Full-Service Restaurants | 11 | $7.1M | $649K | 5.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 7 | $18.6M | $2.7M | 3.2% |
| 811111 | General Automotive Repair | 6 | $5.8M | $961K | 2.7% |
| 312120 | Breweries | 6 | $3.6M | $593K | 2.7% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 5 | $2.0M | $405K | 2.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 5 | $7.3M | $1.5M | 2.3% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 5 | $1.6M | $323K | 2.3% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 4 | $632K | $158K | 1.8% |
Geographic Distribution
SBA lending activity for First Foundation Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 198 | $126.2M | 90.4% |
| Texas (TX) | 2 | $5.4M | 0.9% |
| Florida (FL) | 5 | $3.0M | 2.3% |
| Oregon (OR) | 1 | $2.6M | 0.5% |
| Arizona (AZ) | 3 | $1.7M | 1.4% |
| Nevada (NV) | 4 | $1.6M | 1.8% |
| Illinois (IL) | 1 | $778K | 0.5% |
| Hawaii (HI) | 3 | $656K | 1.4% |
| New Mexico (NM) | 1 | $271K | 0.5% |
| Utah (UT) | 1 | $254K | 0.5% |
Why Choose First Foundation Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 219 SBA loans approved, totaling $142.5M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Limited-Service Restaurants, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.56% with flexible term lengths averaging 152 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $651K
- ✓Nationwide Reach: Active lending in 10 states, with strong presence in CA, FL, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Foundation Bank SBA lending
What types of businesses does First Foundation Bank typically finance?
First Foundation Bank specializes in SBA 7(a) lending to specific industries including offices of dentists, limited-service restaurants, full-service restaurants, hotels (except casino hotels) and motels. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Foundation Bank's typical SBA loan terms?
First Foundation Bank's SBA 7(a) loans typically feature an average interest rate of 6.56% and average term length of 152 months (approximately 13 years). Loan sizes range from $25K to $5.0M, with an average loan size of $651K.
Do I need a business valuation for a First Foundation Bank SBA loan?
Yes, First Foundation Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Foundation Bank compare to other SBA lenders?
First Foundation Bank has originated 219 SBA loans totaling $142.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Foundation Bank lend in?
First Foundation Bank provides SBA 7(a) financing with particularly strong presence in CA, FL, NV, AZ, HI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.