Fidelity National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Fidelity National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722330 | Mobile Food Services | 1 | $67K | $67K | 14.3% |
| 611511 | Cosmetology and Barber Schools | 1 | $144K | $144K | 14.3% |
| 115210 | Support Activities for Animal Production | 1 | $150K | $150K | 14.3% |
| 811111 | General Automotive Repair | 1 | $100K | $100K | 14.3% |
Geographic Distribution
SBA lending activity for Fidelity National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 7 | $1.3M | 100.0% |
Why Choose Fidelity National Bank?
Based on SBA 7(a) lending track record from 1997-2011
- ✓Proven Track Record: 7 SBA loans approved, totaling $1.3M in financing
- ✓Industry Expertise: Specialized focus on Mobile Food Services, Cosmetology and Barber Schools, Support Activities for Animal Production
- ✓Competitive Terms: Average interest rate of 7.50% with flexible term lengths averaging 106 months
- ✓Loan Range: Loan sizes from $32K to $435K, with an average of $183K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Fidelity National Bank SBA lending
What types of businesses does Fidelity National Bank typically finance?
Fidelity National Bank specializes in SBA 7(a) lending to specific industries including mobile food services, cosmetology and barber schools, support activities for animal production, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Fidelity National Bank's typical SBA loan terms?
Fidelity National Bank's SBA 7(a) loans typically feature an average interest rate of 7.50% and average term length of 106 months (approximately 9 years). Loan sizes range from $32K to $435K, with an average loan size of $183K.
Do I need a business valuation for a Fidelity National Bank SBA loan?
Yes, Fidelity National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Fidelity National Bank compare to other SBA lenders?
Fidelity National Bank has originated 7 SBA loans totaling $1.3M since 1997. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Fidelity National Bank lend in?
Fidelity National Bank provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.