Edmonton State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Edmonton State Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 424120 | Stationery and Office Supplies Merchant Wholesalers | 3 | $27K | $9K | 10.7% |
| 332710 | Machine Shops | 2 | $520K | $260K | 7.1% |
| 562920 | Materials Recovery Facilities | 1 | $158K | $158K | 3.6% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $150K | $150K | 3.6% |
| 812112 | Beauty Salons | 1 | $160K | $160K | 3.6% |
| 492210 | Local Messengers and Local Delivery | 1 | $80K | $80K | 3.6% |
| 491110 | Postal Service | 1 | $600K | $600K | 3.6% |
| 441110 | New Car Dealers | 1 | $2.0M | $2.0M | 3.6% |
| 561499 | All Other Business Support Services | 1 | $820K | $820K | 3.6% |
| 333120 | Construction Machinery Manufacturing | 1 | $1.0M | $1.0M | 3.6% |
Geographic Distribution
SBA lending activity for Edmonton State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 26 | $9.0M | 92.9% |
| Tennessee (TN) | 2 | $3.2M | 7.1% |
Why Choose Edmonton State Bank?
Based on SBA 7(a) lending track record from 1995-2013
- ✓Proven Track Record: 28 SBA loans approved, totaling $12.3M in financing
- ✓Industry Expertise: Specialized focus on Stationery and Office Supplies Merchant Wholesalers, Machine Shops, Materials Recovery Facilities
- ✓Competitive Terms: Average interest rate of 6.05% with flexible term lengths averaging 119 months
- ✓Loan Range: Loan sizes from $8K to $2.0M, with an average of $438K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in KY, TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Edmonton State Bank SBA lending
What types of businesses does Edmonton State Bank typically finance?
Edmonton State Bank specializes in SBA 7(a) lending to specific industries including stationery and office supplies merchant wholesalers, machine shops, materials recovery facilities, all other miscellaneous fabricated metal product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Edmonton State Bank's typical SBA loan terms?
Edmonton State Bank's SBA 7(a) loans typically feature an average interest rate of 6.05% and average term length of 119 months (approximately 10 years). Loan sizes range from $8K to $2.0M, with an average loan size of $438K.
Do I need a business valuation for a Edmonton State Bank SBA loan?
Yes, Edmonton State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Edmonton State Bank compare to other SBA lenders?
Edmonton State Bank has originated 28 SBA loans totaling $12.3M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Edmonton State Bank lend in?
Edmonton State Bank provides SBA 7(a) financing with particularly strong presence in KY, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.