Custer Federal State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Custer Federal State Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 24 | $2.3M | $95K | 12.0% |
| 444140 | Other | 16 | $4.6M | $290K | 8.0% |
| 811198 | All Other Automotive Repair and Maintenance | 16 | $640K | $40K | 8.0% |
| 811111 | General Automotive Repair | 16 | $3.2M | $198K | 8.0% |
| 333515 | Cutting Tool and Machine Tool Accessory Manufacturing | 8 | $240K | $30K | 4.0% |
| 111421 | Nursery and Tree Production | 8 | $1.8M | $226K | 4.0% |
| 238210 | Electrical Contractors | 8 | $1.8M | $220K | 4.0% |
| 339950 | Sign Manufacturing | 8 | $496K | $62K | 4.0% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 8 | $2.6M | $327K | 4.0% |
| 621310 | Offices of Chiropractors | 8 | $4.2M | $520K | 4.0% |
Geographic Distribution
SBA lending activity for Custer Federal State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 192 | $47.6M | 96.0% |
| Colorado (CO) | 8 | $2.8M | 4.0% |
Why Choose Custer Federal State Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 200 SBA loans approved, totaling $50.3M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Other, All Other Automotive Repair and Maintenance
- ✓Competitive Terms: Average interest rate of 6.79% with flexible term lengths averaging 162 months
- ✓Loan Range: Loan sizes from $30K to $1.1M, with an average of $252K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NE, CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Custer Federal State Bank SBA lending
What types of businesses does Custer Federal State Bank typically finance?
Custer Federal State Bank specializes in SBA 7(a) lending to specific industries including beauty salons, other, all other automotive repair and maintenance, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Custer Federal State Bank's typical SBA loan terms?
Custer Federal State Bank's SBA 7(a) loans typically feature an average interest rate of 6.79% and average term length of 162 months (approximately 14 years). Loan sizes range from $30K to $1.1M, with an average loan size of $252K.
Do I need a business valuation for a Custer Federal State Bank SBA loan?
Yes, Custer Federal State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Custer Federal State Bank compare to other SBA lenders?
Custer Federal State Bank has originated 200 SBA loans totaling $50.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Custer Federal State Bank lend in?
Custer Federal State Bank provides SBA 7(a) financing with particularly strong presence in NE, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.