Community Bank of El Dorado Springs
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Bank of El Dorado Springs · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 336999 | All Other Transportation Equipment Manufacturing | 1 | $700K | $700K | 20.0% |
| 311611 | Animal (except Poultry) Slaughtering | 1 | $85K | $85K | 20.0% |
Geographic Distribution
SBA lending activity for Community Bank of El Dorado Springs by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 5 | $1.0M | 100.0% |
Why Choose Community Bank of El Dorado Springs?
Based on SBA 7(a) lending track record from 1994-2010
- ✓Proven Track Record: 5 SBA loans approved, totaling $1.0M in financing
- ✓Industry Expertise: Specialized focus on All Other Transportation Equipment Manufacturing, Animal (except Poultry) Slaughtering
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 240 months
- ✓Loan Range: Loan sizes from $50K to $700K, with an average of $206K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Bank of El Dorado Springs SBA lending
What types of businesses does Community Bank of El Dorado Springs typically finance?
Community Bank of El Dorado Springs specializes in SBA 7(a) lending to specific industries including all other transportation equipment manufacturing, animal (except poultry) slaughtering. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Bank of El Dorado Springs's typical SBA loan terms?
Community Bank of El Dorado Springs's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 240 months (approximately 20 years). Loan sizes range from $50K to $700K, with an average loan size of $206K.
Do I need a business valuation for a Community Bank of El Dorado Springs SBA loan?
Yes, Community Bank of El Dorado Springs typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Bank of El Dorado Springs compare to other SBA lenders?
Community Bank of El Dorado Springs has originated 5 SBA loans totaling $1.0M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Bank of El Dorado Springs lend in?
Community Bank of El Dorado Springs provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.