Community Bank and Trust of Southeast Alabama
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Bank and Trust of Southeast Alabama · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 1 | $180K | $180K | 25.0% |
Geographic Distribution
SBA lending activity for Community Bank and Trust of Southeast Alabama by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Alabama (AL) | 4 | $392K | 100.0% |
Why Choose Community Bank and Trust of Southeast Alabama?
Based on SBA 7(a) lending track record from 1995-2006
- ✓Proven Track Record: 4 SBA loans approved, totaling $392K in financing
- ✓Industry Expertise: Specialized focus on Child Care Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 159 months
- ✓Loan Range: Loan sizes from $12K to $180K, with an average of $98K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Bank and Trust of Southeast Alabama SBA lending
What types of businesses does Community Bank and Trust of Southeast Alabama typically finance?
Community Bank and Trust of Southeast Alabama specializes in SBA 7(a) lending to specific industries including child care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Bank and Trust of Southeast Alabama's typical SBA loan terms?
Community Bank and Trust of Southeast Alabama's SBA 7(a) loans typically feature an average interest rate of — and average term length of 159 months (approximately 13 years). Loan sizes range from $12K to $180K, with an average loan size of $98K.
Do I need a business valuation for a Community Bank and Trust of Southeast Alabama SBA loan?
Yes, Community Bank and Trust of Southeast Alabama typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Bank and Trust of Southeast Alabama compare to other SBA lenders?
Community Bank and Trust of Southeast Alabama has originated 4 SBA loans totaling $392K since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Bank and Trust of Southeast Alabama lend in?
Community Bank and Trust of Southeast Alabama provides SBA 7(a) financing with particularly strong presence in AL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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