Commercial Savings Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Commercial Savings Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 524210 | Insurance Agencies and Brokerages | 3 | $662K | $221K | 5.4% |
| 423610 | Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers | 2 | $1.1M | $543K | 3.6% |
| 423140 | Motor Vehicle Parts (Used) Merchant Wholesalers | 2 | $650K | $325K | 3.6% |
| 621310 | Offices of Chiropractors | 2 | $190K | $95K | 3.6% |
| 237210 | Land Subdivision | 2 | $1.3M | $650K | 3.6% |
| 332311 | Prefabricated Metal Building and Component Manufacturing | 2 | $1.3M | $650K | 3.6% |
| 238330 | Flooring Contractors | 1 | $220K | $220K | 1.8% |
| 541690 | Other Scientific and Technical Consulting Services | 1 | $385K | $385K | 1.8% |
| 621210 | Offices of Dentists | 1 | $402K | $402K | 1.8% |
| 812921 | Photofinishing Laboratories (except One-Hour) | 1 | $300K | $300K | 1.8% |
Geographic Distribution
SBA lending activity for Commercial Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 46 | $18.8M | 82.1% |
| Iowa (IA) | 8 | $1.4M | 14.3% |
| California (CA) | 1 | $385K | 1.8% |
| Kansas (KS) | 1 | $65K | 1.8% |
Why Choose Commercial Savings Bank?
Based on SBA 7(a) lending track record from 1991-2018
- ✓Proven Track Record: 56 SBA loans approved, totaling $20.6M in financing
- ✓Industry Expertise: Specialized focus on Insurance Agencies and Brokerages, Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers, Motor Vehicle Parts (Used) Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 4.95% with flexible term lengths averaging 152 months
- ✓Loan Range: Loan sizes from $10K to $1.3M, with an average of $368K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in CO, IA, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Commercial Savings Bank SBA lending
What types of businesses does Commercial Savings Bank typically finance?
Commercial Savings Bank specializes in SBA 7(a) lending to specific industries including insurance agencies and brokerages, electrical apparatus and equipment, wiring supplies, and related equipment merchant wholesalers, motor vehicle parts (used) merchant wholesalers, offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Commercial Savings Bank's typical SBA loan terms?
Commercial Savings Bank's SBA 7(a) loans typically feature an average interest rate of 4.95% and average term length of 152 months (approximately 13 years). Loan sizes range from $10K to $1.3M, with an average loan size of $368K.
Do I need a business valuation for a Commercial Savings Bank SBA loan?
Yes, Commercial Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Commercial Savings Bank compare to other SBA lenders?
Commercial Savings Bank has originated 56 SBA loans totaling $20.6M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Commercial Savings Bank lend in?
Commercial Savings Bank provides SBA 7(a) financing with particularly strong presence in CO, IA, CA, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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