Columbia Trust Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Columbia Trust Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541330 | Engineering Services | 3 | $450K | $150K | 42.9% |
| 311423 | Dried and Dehydrated Food Manufacturing | 1 | $100K | $100K | 14.3% |
| 811111 | General Automotive Repair | 1 | $20K | $20K | 14.3% |
Geographic Distribution
SBA lending activity for Columbia Trust Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 7 | $745K | 100.0% |
Why Choose Columbia Trust Bank?
Based on SBA 7(a) lending track record from 2000-2004
- ✓Proven Track Record: 7 SBA loans approved, totaling $745K in financing
- ✓Industry Expertise: Specialized focus on Engineering Services, Dried and Dehydrated Food Manufacturing, General Automotive Repair
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 41 months
- ✓Loan Range: Loan sizes from $20K to $200K, with an average of $106K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Columbia Trust Bank SBA lending
What types of businesses does Columbia Trust Bank typically finance?
Columbia Trust Bank specializes in SBA 7(a) lending to specific industries including engineering services, dried and dehydrated food manufacturing, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Columbia Trust Bank's typical SBA loan terms?
Columbia Trust Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 41 months (approximately 3 years). Loan sizes range from $20K to $200K, with an average loan size of $106K.
Do I need a business valuation for a Columbia Trust Bank SBA loan?
Yes, Columbia Trust Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Columbia Trust Bank compare to other SBA lenders?
Columbia Trust Bank has originated 7 SBA loans totaling $745K since 2000. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Columbia Trust Bank lend in?
Columbia Trust Bank provides SBA 7(a) financing with particularly strong presence in WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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