Columbia State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Columbia State Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 6 | $556K | $93K | 6.6% |
| 621310 | Offices of Chiropractors | 3 | $258K | $86K | 3.3% |
| 624410 | Child Care Services | 2 | $600K | $300K | 2.2% |
| 339116 | Dental Laboratories | 2 | $188K | $94K | 2.2% |
| 811192 | Car Washes | 2 | $260K | $130K | 2.2% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $100K | $50K | 2.2% |
| 541618 | Other Management Consulting Services | 2 | $850K | $425K | 2.2% |
| 541921 | Photography Studios, Portrait | 2 | $73K | $37K | 2.2% |
| 325211 | Plastics Material and Resin Manufacturing | 1 | $425K | $425K | 1.1% |
| 424720 | Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals) | 1 | $200K | $200K | 1.1% |
Geographic Distribution
SBA lending activity for Columbia State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oregon (OR) | 43 | $8.7M | 47.3% |
| Washington (WA) | 48 | $6.1M | 52.7% |
Why Choose Columbia State Bank?
Based on SBA 7(a) lending track record from 1991-2007
- ✓Proven Track Record: 91 SBA loans approved, totaling $14.8M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Offices of Chiropractors, Child Care Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $11K to $655K, with an average of $162K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WA, OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Columbia State Bank SBA lending
What types of businesses does Columbia State Bank typically finance?
Columbia State Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, offices of chiropractors, child care services, dental laboratories. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Columbia State Bank's typical SBA loan terms?
Columbia State Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 100 months (approximately 8 years). Loan sizes range from $11K to $655K, with an average loan size of $162K.
Do I need a business valuation for a Columbia State Bank SBA loan?
Yes, Columbia State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Columbia State Bank compare to other SBA lenders?
Columbia State Bank has originated 91 SBA loans totaling $14.8M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Columbia State Bank lend in?
Columbia State Bank provides SBA 7(a) financing with particularly strong presence in WA, OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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