CNB St. Louis Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by CNB St. Louis Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 4 | $1.3M | $318K | 7.0% |
| 624410 | Child Care Services | 2 | $328K | $164K | 3.5% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $213K | $107K | 3.5% |
| 423840 | Industrial Supplies Merchant Wholesalers | 1 | $1.1M | $1.1M | 1.8% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $50K | $50K | 1.8% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 1 | $100K | $100K | 1.8% |
| 311813 | Frozen Cakes, Pies, and Other Pastries Manufacturing | 1 | $70K | $70K | 1.8% |
| 621210 | Offices of Dentists | 1 | $75K | $75K | 1.8% |
| 334310 | Audio and Video Equipment Manufacturing | 1 | $38K | $38K | 1.8% |
| 423220 | Home Furnishing Merchant Wholesalers | 1 | $542K | $542K | 1.8% |
Geographic Distribution
SBA lending activity for CNB St. Louis Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 57 | $14.0M | 100.0% |
Why Choose CNB St. Louis Bank?
Based on SBA 7(a) lending track record from 1991-2021
- ✓Proven Track Record: 57 SBA loans approved, totaling $14.0M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Child Care Services, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 5.43% with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $20K to $4.6M, with an average of $246K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about CNB St. Louis Bank SBA lending
What types of businesses does CNB St. Louis Bank typically finance?
CNB St. Louis Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, child care services, drinking places (alcoholic beverages), industrial supplies merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are CNB St. Louis Bank's typical SBA loan terms?
CNB St. Louis Bank's SBA 7(a) loans typically feature an average interest rate of 5.43% and average term length of 84 months (approximately 7 years). Loan sizes range from $20K to $4.6M, with an average loan size of $246K.
Do I need a business valuation for a CNB St. Louis Bank SBA loan?
Yes, CNB St. Louis Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does CNB St. Louis Bank compare to other SBA lenders?
CNB St. Louis Bank has originated 57 SBA loans totaling $14.0M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does CNB St. Louis Bank lend in?
CNB St. Louis Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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