Century South Bank of Ellijay
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Century South Bank of Ellijay · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112310 | Chicken Egg Production | 1 | $228K | $228K | 25.0% |
| 624410 | Child Care Services | 1 | $121K | $121K | 25.0% |
| 112320 | Broilers and Other Meat Type Chicken Production | 1 | $460K | $460K | 25.0% |
| 311812 | Commercial Bakeries | 1 | $100K | $100K | 25.0% |
Geographic Distribution
SBA lending activity for Century South Bank of Ellijay by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 4 | $909K | 100.0% |
Why Choose Century South Bank of Ellijay?
Based on SBA 7(a) lending track record from 1993-1998
- ✓Proven Track Record: 4 SBA loans approved, totaling $909K in financing
- ✓Industry Expertise: Specialized focus on Chicken Egg Production, Child Care Services, Broilers and Other Meat Type Chicken Production
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 210 months
- ✓Loan Range: Loan sizes from $100K to $460K, with an average of $227K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Century South Bank of Ellijay SBA lending
What types of businesses does Century South Bank of Ellijay typically finance?
Century South Bank of Ellijay specializes in SBA 7(a) lending to specific industries including chicken egg production, child care services, broilers and other meat type chicken production, commercial bakeries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Century South Bank of Ellijay's typical SBA loan terms?
Century South Bank of Ellijay's SBA 7(a) loans typically feature an average interest rate of — and average term length of 210 months (approximately 18 years). Loan sizes range from $100K to $460K, with an average loan size of $227K.
Do I need a business valuation for a Century South Bank of Ellijay SBA loan?
Yes, Century South Bank of Ellijay typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Century South Bank of Ellijay compare to other SBA lenders?
Century South Bank of Ellijay has originated 4 SBA loans totaling $909K since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Century South Bank of Ellijay lend in?
Century South Bank of Ellijay provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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