CBandS Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by CBandS Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 332813 | Electroplating, Plating, Polishing, Anodizing, and Coloring | 3 | $424K | $141K | 4.8% |
| 332710 | Machine Shops | 2 | $445K | $223K | 3.2% |
| 112320 | Broilers and Other Meat Type Chicken Production | 2 | $806K | $403K | 3.2% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 2 | $215K | $108K | 3.2% |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 | $2.8M | $1.4M | 3.2% |
| 541921 | Photography Studios, Portrait | 1 | $35K | $35K | 1.6% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 1 | $1.8M | $1.8M | 1.6% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 1 | $67K | $67K | 1.6% |
| 423710 | Hardware Merchant Wholesalers | 1 | $1.2M | $1.2M | 1.6% |
| 484110 | General Freight Trucking, Local | 1 | $138K | $138K | 1.6% |
Geographic Distribution
SBA lending activity for CBandS Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Alabama (AL) | 36 | $9.2M | 58.1% |
| Tennessee (TN) | 14 | $4.3M | 22.6% |
| Mississippi (MS) | 10 | $3.3M | 16.1% |
| Pennsylvania (PA) | 1 | $1.3M | 1.6% |
| Florida (FL) | 1 | $150K | 1.6% |
Why Choose CBandS Bank?
Based on SBA 7(a) lending track record from 1991-2017
- ✓Proven Track Record: 62 SBA loans approved, totaling $18.3M in financing
- ✓Industry Expertise: Specialized focus on Electroplating, Plating, Polishing, Anodizing, and Coloring, Machine Shops, Broilers and Other Meat Type Chicken Production
- ✓Competitive Terms: Average interest rate of 6.05% with flexible term lengths averaging 112 months
- ✓Loan Range: Loan sizes from $13K to $1.8M, with an average of $296K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in AL, TN, MS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about CBandS Bank SBA lending
What types of businesses does CBandS Bank typically finance?
CBandS Bank specializes in SBA 7(a) lending to specific industries including electroplating, plating, polishing, anodizing, and coloring, machine shops, broilers and other meat type chicken production, supermarkets and other grocery retailers (except convenience retailers). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are CBandS Bank's typical SBA loan terms?
CBandS Bank's SBA 7(a) loans typically feature an average interest rate of 6.05% and average term length of 112 months (approximately 9 years). Loan sizes range from $13K to $1.8M, with an average loan size of $296K.
Do I need a business valuation for a CBandS Bank SBA loan?
Yes, CBandS Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does CBandS Bank compare to other SBA lenders?
CBandS Bank has originated 62 SBA loans totaling $18.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does CBandS Bank lend in?
CBandS Bank provides SBA 7(a) financing with particularly strong presence in AL, TN, MS, PA, FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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