Cass Commercial Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Cass Commercial Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 333922 | Conveyor and Conveying Equipment Manufacturing | 15 | $14.5M | $967K | 37.5% |
| 562910 | Remediation Services | 2 | $2.2M | $1.1M | 5.0% |
| 333993 | Packaging Machinery Manufacturing | 2 | $800K | $400K | 5.0% |
| 624410 | Child Care Services | 1 | $63K | $63K | 2.5% |
| 334513 | Instruments and Related Products Manufacturing for Measuring, Displaying, and Controlling Industrial Process Variables | 1 | $450K | $450K | 2.5% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $800K | $800K | 2.5% |
| 561510 | Travel Agencies | 1 | $95K | $95K | 2.5% |
| 541430 | Graphic Design Services | 1 | $65K | $65K | 2.5% |
| 335999 | All Other Miscellaneous Electrical Equipment and Component Manufacturing | 1 | $500K | $500K | 2.5% |
| 541330 | Engineering Services | 1 | $1.4M | $1.4M | 2.5% |
Geographic Distribution
SBA lending activity for Cass Commercial Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 38 | $24.0M | 95.0% |
| Illinois (IL) | 2 | $441K | 5.0% |
Why Choose Cass Commercial Bank?
Based on SBA 7(a) lending track record from 1994-2020
- ✓Proven Track Record: 40 SBA loans approved, totaling $24.4M in financing
- ✓Industry Expertise: Specialized focus on Conveyor and Conveying Equipment Manufacturing, Remediation Services, Packaging Machinery Manufacturing
- ✓Competitive Terms: Average interest rate of 5.16% with flexible term lengths averaging 45 months
- ✓Loan Range: Loan sizes from $20K to $2.0M, with an average of $610K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Cass Commercial Bank SBA lending
What types of businesses does Cass Commercial Bank typically finance?
Cass Commercial Bank specializes in SBA 7(a) lending to specific industries including conveyor and conveying equipment manufacturing, remediation services, packaging machinery manufacturing, child care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Cass Commercial Bank's typical SBA loan terms?
Cass Commercial Bank's SBA 7(a) loans typically feature an average interest rate of 5.16% and average term length of 45 months (approximately 4 years). Loan sizes range from $20K to $2.0M, with an average loan size of $610K.
Do I need a business valuation for a Cass Commercial Bank SBA loan?
Yes, Cass Commercial Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Cass Commercial Bank compare to other SBA lenders?
Cass Commercial Bank has originated 40 SBA loans totaling $24.4M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Cass Commercial Bank lend in?
Cass Commercial Bank provides SBA 7(a) financing with particularly strong presence in MO, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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