Bank of Germantown
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of Germantown · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $150K | $150K | 33.3% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $126K | $126K | 33.3% |
Geographic Distribution
SBA lending activity for Bank of Germantown by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 3 | $376K | 100.0% |
Why Choose Bank of Germantown?
Based on SBA 7(a) lending track record from 2000-2001
- ✓Proven Track Record: 3 SBA loans approved, totaling $376K in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 160 months
- ✓Loan Range: Loan sizes from $100K to $150K, with an average of $125K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of Germantown SBA lending
What types of businesses does Bank of Germantown typically finance?
Bank of Germantown specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), coin-operated laundries and drycleaners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of Germantown's typical SBA loan terms?
Bank of Germantown's SBA 7(a) loans typically feature an average interest rate of — and average term length of 160 months (approximately 13 years). Loan sizes range from $100K to $150K, with an average loan size of $125K.
Do I need a business valuation for a Bank of Germantown SBA loan?
Yes, Bank of Germantown typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of Germantown compare to other SBA lenders?
Bank of Germantown has originated 3 SBA loans totaling $376K since 2000. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of Germantown lend in?
Bank of Germantown provides SBA 7(a) financing with particularly strong presence in KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.