Bank of Delight
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Bank of Delight · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541191 | Title Abstract and Settlement Offices | 1 | $150K | $150K | 10.0% |
| 541921 | Photography Studios, Portrait | 1 | $10K | $10K | 10.0% |
Geographic Distribution
SBA lending activity for Bank of Delight by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arkansas (AR) | 10 | $1.2M | 100.0% |
Why Choose Bank of Delight?
Based on SBA 7(a) lending track record from 1994-2007
- ✓Proven Track Record: 10 SBA loans approved, totaling $1.2M in financing
- ✓Industry Expertise: Specialized focus on Title Abstract and Settlement Offices, Photography Studios, Portrait
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $10K to $350K, with an average of $119K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Bank of Delight SBA lending
What types of businesses does Bank of Delight typically finance?
Bank of Delight specializes in SBA 7(a) lending to specific industries including title abstract and settlement offices, photography studios, portrait. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Bank of Delight's typical SBA loan terms?
Bank of Delight's SBA 7(a) loans typically feature an average interest rate of — and average term length of 120 months (approximately 10 years). Loan sizes range from $10K to $350K, with an average loan size of $119K.
Do I need a business valuation for a Bank of Delight SBA loan?
Yes, Bank of Delight typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Bank of Delight compare to other SBA lenders?
Bank of Delight has originated 10 SBA loans totaling $1.2M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Bank of Delight lend in?
Bank of Delight provides SBA 7(a) financing with particularly strong presence in AR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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