Arizona Financial Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Arizona Financial Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 623312 | Assisted Living Facilities for the Elderly | 25 | $18.2M | $728K | 4.3% |
| 721110 | Hotels (except Casino Hotels) and Motels | 22 | $31.4M | $1.4M | 3.7% |
| 722511 | Full-Service Restaurants | 19 | $14.9M | $782K | 3.2% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 17 | $4.5M | $264K | 2.9% |
| 722513 | Limited-Service Restaurants | 16 | $9.4M | $589K | 2.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 15 | $9.5M | $635K | 2.6% |
| 238990 | All Other Specialty Trade Contractors | 11 | $7.4M | $669K | 1.9% |
| 332721 | Precision Turned Product Manufacturing | 10 | $1.8M | $177K | 1.7% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 10 | $9.8M | $984K | 1.7% |
| 811111 | General Automotive Repair | 10 | $3.3M | $333K | 1.7% |
Geographic Distribution
SBA lending activity for Arizona Financial Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 560 | $414.3M | 95.4% |
| California (CA) | 7 | $10.9M | 1.2% |
| Colorado (CO) | 2 | $6.0M | 0.3% |
| Nebraska (NE) | 1 | $2.4M | 0.2% |
| Alabama (AL) | 2 | $2.3M | 0.3% |
| Florida (FL) | 1 | $2.3M | 0.2% |
| Texas (TX) | 3 | $2.2M | 0.5% |
| Nevada (NV) | 6 | $2.1M | 1.0% |
| Indiana (IN) | 1 | $1.6M | 0.2% |
| Kentucky (KY) | 1 | $1.1M | 0.2% |
| New York (NY) | 1 | $361K | 0.2% |
| Hawaii (HI) | 2 | $250K | 0.3% |
Why Choose Arizona Financial Credit Union?
Based on SBA 7(a) lending track record from 2005-2025
- ✓Proven Track Record: 587 SBA loans approved, totaling $445.8M in financing
- ✓Industry Expertise: Specialized focus on Assisted Living Facilities for the Elderly, Hotels (except Casino Hotels) and Motels, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.23% with flexible term lengths averaging 188 months
- ✓Loan Range: Loan sizes from $18K to $5.0M, with an average of $760K
- ✓Nationwide Reach: Active lending in 12 states, with strong presence in AZ, CA, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Arizona Financial Credit Union SBA lending
What types of businesses does Arizona Financial Credit Union typically finance?
Arizona Financial Credit Union specializes in SBA 7(a) lending to specific industries including assisted living facilities for the elderly, hotels (except casino hotels) and motels, full-service restaurants, offices of physicians (except mental health specialists). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Arizona Financial Credit Union's typical SBA loan terms?
Arizona Financial Credit Union's SBA 7(a) loans typically feature an average interest rate of 6.23% and average term length of 188 months (approximately 16 years). Loan sizes range from $18K to $5.0M, with an average loan size of $760K.
Do I need a business valuation for a Arizona Financial Credit Union SBA loan?
Yes, Arizona Financial Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Arizona Financial Credit Union compare to other SBA lenders?
Arizona Financial Credit Union has originated 587 SBA loans totaling $445.8M since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Arizona Financial Credit Union lend in?
Arizona Financial Credit Union provides SBA 7(a) financing with particularly strong presence in AZ, CA, NV, TX, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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