Arizona Bank & Trust
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Arizona Bank & Trust · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 1 | $125K | $125K | 7.1% |
| 541110 | Offices of Lawyers | 1 | $175K | $175K | 7.1% |
| 485510 | Charter Bus Industry | 1 | $50K | $50K | 7.1% |
| 325910 | Printing Ink Manufacturing | 1 | $983K | $983K | 7.1% |
| 512110 | Motion Picture and Video Production | 1 | $252K | $252K | 7.1% |
Geographic Distribution
SBA lending activity for Arizona Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 14 | $2.9M | 100.0% |
Why Choose Arizona Bank & Trust?
Based on SBA 7(a) lending track record from 1991-2011
- ✓Proven Track Record: 14 SBA loans approved, totaling $2.9M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Offices of Lawyers, Charter Bus Industry
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 114 months
- ✓Loan Range: Loan sizes from $20K to $983K, with an average of $209K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Arizona Bank & Trust SBA lending
What types of businesses does Arizona Bank & Trust typically finance?
Arizona Bank & Trust specializes in SBA 7(a) lending to specific industries including beauty salons, offices of lawyers, charter bus industry, printing ink manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Arizona Bank & Trust's typical SBA loan terms?
Arizona Bank & Trust's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 114 months (approximately 10 years). Loan sizes range from $20K to $983K, with an average loan size of $209K.
Do I need a business valuation for a Arizona Bank & Trust SBA loan?
Yes, Arizona Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Arizona Bank & Trust compare to other SBA lenders?
Arizona Bank & Trust has originated 14 SBA loans totaling $2.9M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Arizona Bank & Trust lend in?
Arizona Bank & Trust provides SBA 7(a) financing with particularly strong presence in AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.