ACB Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by ACB Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 524210 | Insurance Agencies and Brokerages | 2 | $442K | $221K | 16.7% |
| 441110 | New Car Dealers | 1 | $194K | $194K | 8.3% |
| 541990 | All Other Professional, Scientific, and Technical Services | 1 | $200K | $200K | 8.3% |
| 115112 | Soil Preparation, Planting, and Cultivating | 1 | $1.8M | $1.8M | 8.3% |
| 325311 | Nitrogenous Fertilizer Manufacturing | 1 | $153K | $153K | 8.3% |
| 484110 | General Freight Trucking, Local | 1 | $400K | $400K | 8.3% |
| 621610 | Home Health Care Services | 1 | $455K | $455K | 8.3% |
| 213112 | Support Activities for Oil and Gas Operations | 1 | $600K | $600K | 8.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $23K | $23K | 8.3% |
| 811111 | General Automotive Repair | 1 | $110K | $110K | 8.3% |
Geographic Distribution
SBA lending activity for ACB Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 12 | $4.5M | 100.0% |
Why Choose ACB Bank?
Based on SBA 7(a) lending track record from 1994-2018
- ✓Proven Track Record: 12 SBA loans approved, totaling $4.5M in financing
- ✓Industry Expertise: Specialized focus on Insurance Agencies and Brokerages, New Car Dealers, All Other Professional, Scientific, and Technical Services
- ✓Competitive Terms: Average interest rate of 6.15% with flexible term lengths averaging 141 months
- ✓Loan Range: Loan sizes from $23K to $1.8M, with an average of $378K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about ACB Bank SBA lending
What types of businesses does ACB Bank typically finance?
ACB Bank specializes in SBA 7(a) lending to specific industries including insurance agencies and brokerages, new car dealers, all other professional, scientific, and technical services, soil preparation, planting, and cultivating. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are ACB Bank's typical SBA loan terms?
ACB Bank's SBA 7(a) loans typically feature an average interest rate of 6.15% and average term length of 141 months (approximately 12 years). Loan sizes range from $23K to $1.8M, with an average loan size of $378K.
Do I need a business valuation for a ACB Bank SBA loan?
Yes, ACB Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does ACB Bank compare to other SBA lenders?
ACB Bank has originated 12 SBA loans totaling $4.5M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does ACB Bank lend in?
ACB Bank provides SBA 7(a) financing with particularly strong presence in OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.