A+ FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by A+ FCU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 | $204K | $102K | 15.4% |
| 312120 | Breweries | 1 | $300K | $300K | 7.7% |
| 236115 | New Single-Family Housing Construction (except For-Sale Builders) | 1 | $79K | $79K | 7.7% |
| 236118 | Residential Remodelers | 1 | $141K | $141K | 7.7% |
| 722513 | Limited-Service Restaurants | 1 | $391K | $391K | 7.7% |
| 237130 | Power and Communication Line and Related Structures Construction | 1 | $150K | $150K | 7.7% |
| 541219 | Other Accounting Services | 1 | $71K | $71K | 7.7% |
| 711310 | Promoters of Performing Arts, Sports, and Similar Events with Facilities | 1 | $98K | $98K | 7.7% |
| 621492 | Kidney Dialysis Centers | 1 | $300K | $300K | 7.7% |
| 541519 | Other Computer Related Services | 1 | $350K | $350K | 7.7% |
Geographic Distribution
SBA lending activity for A+ FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 13 | $2.5M | 100.0% |
Why Choose A+ FCU?
Based on SBA 7(a) lending track record from 2008-2018
- ✓Proven Track Record: 13 SBA loans approved, totaling $2.5M in financing
- ✓Industry Expertise: Specialized focus on Offices of Physicians (except Mental Health Specialists), Breweries, New Single-Family Housing Construction (except For-Sale Builders)
- ✓Competitive Terms: Average interest rate of 6.17% with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $71K to $391K, with an average of $195K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about A+ FCU SBA lending
What types of businesses does A+ FCU typically finance?
A+ FCU specializes in SBA 7(a) lending to specific industries including offices of physicians (except mental health specialists), breweries, new single-family housing construction (except for-sale builders), residential remodelers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are A+ FCU's typical SBA loan terms?
A+ FCU's SBA 7(a) loans typically feature an average interest rate of 6.17% and average term length of 95 months (approximately 8 years). Loan sizes range from $71K to $391K, with an average loan size of $195K.
Do I need a business valuation for a A+ FCU SBA loan?
Yes, A+ FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does A+ FCU compare to other SBA lenders?
A+ FCU has originated 13 SBA loans totaling $2.5M since 2008. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does A+ FCU lend in?
A+ FCU provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.